Will I go to jail for a car debt?

Someone who fell behind on their car payments recently contacted me because car creditors were threatening to get an arrest warrant. This is a scam. Sometimes, debt collectors resort to deceptive practices to get someone to pay monies owed. In the United States, we do not have debtor’s prison.  Unless your debt is to the IRS, you don’t have to fear jail time.   Other threats I have heard include:

1.    “We will contact your employer and order them to take the money right out of your check.” The only way a creditor can access your paycheck is through a court order.  This is a time consuming process for the creditor and would require that the creditor would file a law suit against you first.

2.    “We will ruin your family members’ credit.” Unless the debt is also in another person’s name, the creditors cannot attack a family members’ credit.

In the end of the day, do you owe a debt? Yes. 

Can they ruin your credit? Yes, if you let them. 

Contact an experienced debt settlement attorney to work out a payment arrangement that works for you and protect your rights, your income and your peace of mind.

To schedule a FREE CONSULTATION with the Law Offices of Brandon Rosenbloom, call us at 678-609-8724 or contact us online.